BANK026 The Safer Way to Tap and Pay (512 words)

Discover whether digital wallets or credit cards offer better protection in Australia, including security, fraud and ePayments Code coverage.

Contactless payments are becoming the norm in Australia, with phone and smart watch payments commonly replacing plastic credit cards. But is paying with Apple Pay, Google Pay or Samsung Pay really safer than tapping your credit card?

Both methods are convenient and protected by Australian consumer law, but one offers an extra layer of defence against fraud and data theft. Here’s how they compare.