HLG050 Future of home ownership – time to think outside the box? (579 words)

With housing affordability continuing to challenge many Australians, alternative pathways to home ownership are gaining attention. This article explores emerging models such as build-to-rent-to-buy, community land trusts, and fractional ownership, highlighting both the opportunities and considerations for prospective buyers.

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Home ownership has always been central to the Great Australian Dream, but for many, that dream may feel increasingly unattainable.

This reality has prompted some thinking outside the box, giving rise to a number of purchase models aimed at helping first-time buyers plant a foot on the property ladder.

Teaming up with siblings or friends to pool income and improve borrowing power has become popular. Alternatively, some parents or grandparents gift inheritances, while still alive, to assist young family members get started.