Ever dreamt of throwing in your nine-to-five job and retiring early? I think we all have! Yet without winning Tattslotto or inheriting a fortune from a long lost relative, just how possible is it to structure your finances so you never have to work again?

Many Australians caught in the nine-to-five grind of working for a living dream of the possibility of taking early retirement, spending their days travelling or playing golf or doing nothing much at all.

There’s even a name for it these days.

The Financial Independence, Retire Early (FIRE) movement is prompting more and more young Australians to question exactly what it takes to retire early.

Yet without winning Tattslotto or suddenly inheriting a fortune from a long, lost relative, how possible is it to structure your finances so you never have to work again?