Introduction

The new financial year provides an opportunity for a fresh start for your finances. Make this the financial year you get on top of yours… for good!

We’ve broken it down into six bite-sized, manageable steps for you to tackle over six months, because real change takes time!

The below is a suggested path to a New Financial You, however, you can choose your preferred order and pace.

Introduction

Financial planning is, by its nature, forward-looking. What counts is where you are now and what you do in the coming months and years. That said; there’s good reason to pause and take a look over your shoulder to see how far you’ve come. Why? Because taking stock of what you have achieved so far can spur you on to even greater things in the future.

Don’t have a financial plan? In that case it’s well worth looking at what you may have missed out on, and making a resolution (why wait for New Year?) to do something about it.

Introduction

Most of us take for granted that we have to get our car serviced regularly. It’s not something we look forward to, but we know we have to do it - or it will let us down when we most need it. A regular review of your financial plan is just as important – and for the same reason

Introduction

Almost every year we see dramatic changes to our superannuation system, interest rates, the stock market and the property market.

All of this emphasises the need for regular reviews of your financial strategy and your investment portfolio. A full review should take place on an annual basis and cover such topics as: