SUPDIY039 Property investing and SMSFs – the differences (494 words)

There are many rules governing borrowing within SMSFs to purchase property. This article briefly explains what types of property can be purchased within super with a particular explanation about the rules governing purchase of house and land packages. It recommends seeking guidance from licensed professionals.

Australians love to invest in property. And what’s not to love? It’s tangible, offers diversification and tax benefits, and can provide you with a good income and strong capital growth.

The benefits of investing in property can be amplified when held within super and with changes to borrowing within Self-Managed Super Funds (SMSFs) over the past few years, the ability to access property investment through super has widened significantly. This strategy however, is not for everyone.