SUPGEN016 Why does the value of my super fund go up and down? (594 words)

This article explains how investing in assets such as shares contributes to movements in superannuation fund balances. It answers a common question as simply as possible.

If you pay close attention to the value of your superannuation fund, and if, like most people, your money is spread across the main investment classes, you would have noticed that your retirement savings can both rise – and fall - in value. This can lead to some nervous times, particularly if you are close to or already in retirement.

What causes these ups and downs and can you do anything about them?