DEBT044 5 simple steps to correct your credit score (524 words)

The importance of your credit score is often forgotten until you find yourself applying for a loan. This article explains how to find your credit score and details five things you can do to improve it.

If you’ve ever had a mobile phone, a credit card or any kind of finance – including a gas or electricity account – you’ll have a credit score.

Lenders check your credit score when assessing loan applications – the better your score, the more likely they are to lend to you.

Your score is based on factors such as: