INSIP015 What would happen if you couldn't work? (330 words)

This article emphasises the likelihood of needing personal insurance to cover even simple living expenses – not to mention meeting other financial responsibilities.

If you were paid the average annual wage of $..........., you could potentially earn around $............... over a 40-year working life. You would use this money for daily living, for holidays, to accumulate assets like a house and car and to save for your retirement. Being injured or taken ill, for only a short period, could severely affect or even cancel some of these plans.

What would you do?