SFA051 Certainty matters: getting income protection right (881 words)

Income protection is a vital part of a client’s financial plan as it protects their most important asset: their ability to earn money.

Last month Jess fell down the staircase in her apartment resulting in a very serious ankle injury. She is expected to be unable to work for at least two months as a result of the surgery and complications with her recovery.

Jess is a 30 year old who has two jobs: her main job is as a learning support assistant at a primary school, where she works about 30 hours a week, and she also works one night a week as a disability support provider. Jess earns $1,760 a week from her main job, and $600.00 a week from her second job, totalling $2,360 a week.