FINP072 Financial Planning for a Life Well-Lived (521 words)

Written from the perspective of a financial adviser, this article explores the concept of finding a balance between saving for retirement and living a fulfilling life in the present. It highlights the importance of aligning financial goals with personal values, embracing experiences, and cherishing memories while also ensuring long-term financial security.

Over my 27 year financial planning career, the most common question I’ve been asked is, “Jackie, how can I save more for my retirement?”

Many of my clients believed they’d outlive their super and worked flat-out saving as much as they could for their futures. Initially, I supported their commitment, but then I realised they were so focused on working extra hours or taking second jobs, that they’d forgotten to live for the now.

Which is why I was intrigued when I heard about a book with the tantalising title, Die With Zero by Bill Perkins.