BUDG045 How to inflation-proof your household budget in 2026 (699 words)

Make 2026 the year that you conquer inflation by adopting the effective budgeting tips explained in this article.

There’s no escaping the fact that retail prices, utility bills and interest rates remain persistently high. If you’ve managed so far, but feel as if you’re stretched to the limit (or would just like to hold cost increases at bay so that you can add to your savings) here are some strategies to adopt.

Lock down your major fixed costs first

• Housing

Mortgage payments or rent are the biggest expenses for most Australian households.