This social image states "If it sounds too good to be true, it probably is". 

It can be used to prompt followers to reconsider emails, phone calls or text messages that include offers that sound too good to be true. 

It can also be used as a reminder to followers to be wary of online scams.

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These social cards are only available to our lucky library subscribers!

This quiz is designed to test your knowledge of credit and credit management. It covers a variety of topics, including credit cards, buy-now-pay-later, loans, and more. Whether you're a seasoned pro or just starting to learn about credit, this quiz is a great way to test your understanding and see where you may need to brush up on your knowledge.

According to Finder.com, there are currently more than 13 million credit cards in Australia with an average balance of around $3,000.

In a population of just over 26 million, chances are, you have at least one credit card – 68% of us do!

Through buy-now-pay-later (BNPL) schemes, pay-day loans, car finance and personal loans, credit comes in many forms. Used wisely, it is a very convenient way of transacting. Used unwisely, it can get you into all kinds of strife.

Given that most people regularly use borrowed money, how much do you really know about credit? Take our quiz to find out.

This article discusses why investors turn to gold during volatile economic times, the benefits and consequences of investing in gold, interesting historical examples of gold stockpiling, and options for modern investors to get exposure to this asset class.

As investors navigate through unpredictable and volatile economic times, it is essential to consider asset classes that can provide a level of stability and protection against market fluctuations. One such asset that has stood the test of time is gold. For centuries, gold has been a symbol of wealth and has played an essential role in the global economy. In this article, we will explore why investors turn to gold during uncertain times, the benefits and consequences of investing in gold, and how investors can get exposure to this precious metal.

This article tells the story of Jared and Nick, first-year apprentices in Australia facing the challenge of entering the property market, who, with the guidance of their teacher and a mortgage broker, explore and successfully navigate a rent-to-buy scheme, ultimately becoming homeowners.

Jared and Nick met at trade school and immediately became best mates. As first-year apprentices earning minimum wages and still living at home, each wondered how they’d ever afford to buy a place of their own.

Australia’s property market is challenging, but for young people just starting out, it can be totally demoralising.

While Jared and Nick would be able to afford rental payments, neither could see themselves scraping a home deposit together.

Estate planning isn’t just for the wealthy or elderly—it’s for everyone. In this article, we explore why you need an Estate Plan and what happens if you don’t have one.

“I don’t have enough assets to worry about a will.’

“I’m too young to think about estate planning.”

“I’ll get around to it later.”

Does this sound familiar? If so, you’re not alone. According to a recent Finder survey (2022), almost 60% of Australians don’t have a Will or an Estate Plan in place. But if you don’t take control of your future, who will?

Small businesses often depend on key individuals, making them vulnerable if one suffers a serious illness, injury, or death. This article discusses effective planning and insurance options that can mitigate financial risks and ensure business continuity. Includes two real-life case studies.

The operations of most small businesses rely on at least one or two pivotal people: usually the owner and perhaps a valued employee.

If one of these key people were to experience a major illness or injury, or perhaps die, there is a good chance that the business would struggle and perhaps even fail.

Putting the right plans in place

Small businesses are usually structured as a sole trader, partnership or company. In each case, the owners should put plans in place to make sure the business can survive the temporary or permanent loss of a critical person.