As we're sure you're all aware, the RBA has raised interest rates for the first time in more than a decade. And with this rise, and the excessively heavy media coverage (in our opinion), your clients may be feeling uneasy or even worried about how this will effect their individual circumstances.
To help put their minds at ease, why not provide some great educational content on the effects of rate rises and how they can better manage their household budgets to ease any mortgage pressure?
Borrowers are currently indulging in record low interest rates, but what happens when rates start to rise, and mortgage repayments become unmanageable? This article discusses interest rates of the past and uses a case study to show the importance of stress testing a loan ... Read more
Why do banks decide to increase or decrease interest rates and who influences their decision? This article explains as simply as possible what drives interest rates and why they may be low for the foreseeable future ... Read more
Some excellent tips for people looking for the right mortgage product and then reducing it quickly – what to look for and what to be aware of ... Read more
This article discusses the effect of rising inflation and its impact on the Australian economy. It includes a list of ways to prepare yourself for a rise in inflation ... Read more
An article that clearly explains the pros and cons of fixed and variable rate loans ... Read more
This article explains mortgage stress and discusses how people can easily find themselves in too deep when buying a home. It shares the experience of a young couple buying their first home and offers some practical tips for avoiding potential mortgage stress ... Read more
The great Australian obsession with owning your home has engulfed many families to the point of irreparable credit damage. This article defines mortgage stress, how to deal with it and how to avoid it ... Read more
With housing prices souring, and mortgages getting larger, have you considered what may happen when interest rates inevitably increase? The unfortunate reality is that many families will face financial distress, rather quickly ... Read more
This article addresses potential financial stress caused by the expiry of the interest-only period of IO loans. It uses a case study to explain how these loans work when managed well and then provides some options for borrowers who might not be able to meet increased repayments when the IO period ends ... Read more
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